Compare Health Insurance Plans

Compare and find the best health insurance plan for you

Premium Calculator

These are estimated premiums based on the information provided. Actual premiums may vary based on additional factors and specific policy terms.

Coverage Comparison

Select providers to compare:

Feature
Southern Cross logo
Southern Cross
Wellbeing Starter
$45.99/month
nib logo
nib
Essential Health Plus
$39.99/month
AIA logo
AIA
Real Health
$52.99/month
Hospital Cover
Specialist Consultations
GP Visits
Dental Care
Optical
Physiotherapy
Mental Health Support
Alternative Therapies
Overseas Treatment

This is a general comparison. Coverage limits, waiting periods, and specific terms may vary. Contact providers for detailed policy information.

Southern Cross logo

Southern Cross

Wellbeing Starter

4.8(1250 reviews)

Key Features

No excess for children
Unlimited hospital cover
Specialist consultations
Free health screening

Best For

FamiliesComprehensive coverage

$45.99/month

Hospital wait: 30 days
Extras wait: 60 days
View Full Details

Coverage Details

hospital

100%

specialist

80%

dental

60%

optical

50%

physio

70%
AIA logo

AIA

Real Health

4.7(1100 reviews)

Key Features

Mental health support
Alternative therapies
Vitality rewards program
Cancer care coverage

Best For

Comprehensive coverageHealth enthusiasts

$52.99/month

Hospital wait: 30 days
Extras wait: 60 days
View Full Details

Coverage Details

hospital

100%

specialist

90%

dental

70%

optical

60%

physio

80%
Partners Life logo

Partners Life

Private Hospital Cover

4.6(850 reviews)

Key Features

Comprehensive trauma coverage
Innovative policy features
Digital claims process
Specialist consultations

Best For

Comprehensive coverageDigital-first users

$49.99/month

Hospital wait: 45 days
Extras wait: 75 days
View Full Details

Coverage Details

hospital

95%

specialist

85%

dental

55%

optical

45%

physio

65%
nib logo

nib

Essential Health Plus

4.5(980 reviews)

Key Features

Low premium option
Basic hospital cover
GP visits included
Digital health services

Best For

Young professionalsBudget-conscious

$39.99/month

Hospital wait: 60 days
Extras wait: 90 days
View Full Details

Coverage Details

hospital

90%

specialist

70%

dental

50%

optical

40%

physio

60%
Accuro logo

Accuro

SmartCare

4.5(720 reviews)

Key Features

Pre-existing conditions coverage
Member-focused approach
Competitive premiums
Basic hospital cover

Best For

Pre-existing conditionsValue seekers

$42.99/month

Hospital wait: 50 days
Extras wait: 80 days
View Full Details

Coverage Details

hospital

85%

specialist

75%

dental

45%

optical

35%

physio

55%
UniMed logo

UniMed

HealthCare Plus

4.4(680 reviews)

Key Features

Workplace health plans
Family coverage options
Preventive care focus
Day-to-day healthcare

Best For

Workplace plansFamilies

$44.99/month

Hospital wait: 55 days
Extras wait: 85 days
View Full Details

Coverage Details

hospital

80%

specialist

70%

dental

40%

optical

30%

physio

50%

Ready to Get the Best Health Insurance Deal?

Our expert advisors will help you find the perfect plan for your needs and budget. Get started with a free quote today.

Free Comparison Service
Licensed Insurance Advisors
Save Up To 30% On Premiums