AIA Health Insurance Review
Comprehensive review of AIA's wellness-focused health insurance
About AIA
AIA New Zealand is New Zealand's largest life insurer, offering health insurance with the innovative AIA Vitality wellness program. AIA Vitality is a science-backed program that provides guidance, tools, and rewards for healthy living, with over 20,000 members completing health assessments showing significant health improvements including 20% moving to healthy BMI and 50% improving blood pressure.
Plan Features
- 10% initial premium discount
- Up to $260/year in Active Rewards
- Apple Watch benefit (returning 2025)
- Airpoints Dollars or Woolworths vouchers
- Science-backed wellness program
Pricing & Value
Pricing: Health insurance quote + $11.50/month Vitality
Health insurance plan featuring the science-backed AIA Vitality wellness program with premium discounts and rewards for healthy living.
Great Value For:
- • Health-conscious individuals seeking rewards
- • People wanting premium discounts
- • Those interested in wellness programs
Coverage Details
Hospital Cover
- • Private hospital accommodation
- • Surgical procedures
- • Specialist fees
- • Cancer treatment coverage
Vitality Program
- • 10% initial premium discount
- • Up to 15,000 points and $260/year rewards
- • Apple Watch benefit (returning 2025)
- • Bronze to Platinum status levels
Rewards & Benefits
- • 25 Airpoints Dollars or $25 Woolworths vouchers
- • Health assessments with proven results
- • Over $11.9M in vouchers redeemed by members
- • Monthly membership fee: $11.50 (incl. GST)
Pros & Cons
Pros
- Science-backed Vitality wellness program
- Proven health improvement results
- Real rewards: $260/year + Airpoints/vouchers
- New Zealand's largest life insurer
Cons
- Additional $11.50/month Vitality fee
- Requires active engagement for maximum benefits
- Apple Watch benefit currently unavailable until 2025
What Customers Say
"Love the Vitality program! Getting rewards for staying healthy is brilliant."
- Lisa H., Christchurch
"Great mental health support and comprehensive coverage. Premium is a bit high but worth it."
- James P., Auckland
Contact AIA
Phone
0800 100 200
info@aia.co.nz
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