# AA Health — NZ health insurance

**Legal entity:** AA Insurance Limited
**Website:** <https://www.aa.co.nz>
**RBNZ financial strength rating:** AA- (S&P, Very Strong, Stable)

AA Health is a New Zealand private health insurance provider. Premiums are individually quote-based — this page mirrors the publicly disclosed policy facts only.

## Active products

### AA Health Everyday Cover

- **Wording version:** 2026-05-16
- **Source wording PDF:** <https://www.aa.co.nz/content/dam/nzaa/02-services/insurance/health-insurance/policy-wordings/610487-13-1023-AAHECPD-NZ-AA-Health-Everyday-Cover-Policy-Document-D2-WEBacc.pdf>

### AA Private Hospital Cover

- **Wording version:** 2023-10-01
- **Source wording PDF:** <https://www.aa.co.nz/content/dam/nzaa/02-services/insurance/health-insurance/policy-wordings/604920-11-1023-AAHPD-AA-Health-Insurance-Private-Hospital-Cover-Policy-Document-D10-WEBacc.pdf>

### AA Private Hospital + Specialist Cover

- **Wording version:** 2026-05-16
- **Source wording PDF:** <https://www.aa.co.nz/content/dam/nzaa/02-services/insurance/health-insurance/policy-wordings/6104871.PDF>

## Machine-readable endpoints

- Insurer facts: <https://healthinsurancecomparison.co.nz/api/insurer/aa/facts.json>
- Insurer summary: <https://healthinsurancecomparison.co.nz/api/insurer/aa/summary.md>
- AA Health Everyday Cover facts: <https://healthinsurancecomparison.co.nz/api/product/aa/everyday-cover/facts.json>
- AA Health Everyday Cover full wording: <https://healthinsurancecomparison.co.nz/api/product/aa/everyday-cover/wording.md>
- AA Private Hospital Cover facts: <https://healthinsurancecomparison.co.nz/api/product/aa/private-hospital-cover/facts.json>
- AA Private Hospital Cover full wording: <https://healthinsurancecomparison.co.nz/api/product/aa/private-hospital-cover/wording.md>
- AA Private Hospital + Specialist Cover facts: <https://healthinsurancecomparison.co.nz/api/product/aa/private-hospital-specialist-cover/facts.json>
- AA Private Hospital + Specialist Cover full wording: <https://healthinsurancecomparison.co.nz/api/product/aa/private-hospital-specialist-cover/wording.md>

## Verify

- HTML review: <https://healthinsurancecomparison.co.nz/reviews/aa/>
- RBNZ Financial Strength Register: <https://bankregister.rbnz.govt.nz/>

*HealthInsuranceComparison.co.nz mirrors publicly disclosed policy facts extracted from insurer wordings. We are not a Financial Advice Provider; this content is information only, not personal financial advice.*

*Generated: 2026-05-29*