# AIA — NZ health insurance

**Legal entity:** AIA New Zealand Limited
**Website:** <https://www.aia.co.nz>
**RBNZ financial strength rating:** AA (Fitch, Very Strong, Stable — affirmed Dec 2025)

AIA is a New Zealand private health insurance provider. Premiums are individually quote-based — this page mirrors the publicly disclosed policy facts only.

## Active products

### AIA Private Health

- **Wording version:** 2025-08-05
- **Source wording PDF:** <https://www.aia.co.nz/content/dam/nz/en/docs/our-products/aia-enhancements/aia-private-health-10000-excess-faqs.pdf>

### AIA Real Health

- **Wording version:** 2024-03-10
- **Source wording PDF:** <https://www.aia.co.nz/content/dam/nz/en/docs/our-products/policy-wordings/policy-wordings-legacy/real-personal/aia-real-health-cover-policy-wordings.pdf>

## Machine-readable endpoints

- Insurer facts: <https://healthinsurancecomparison.co.nz/api/insurer/aia/facts.json>
- Insurer summary: <https://healthinsurancecomparison.co.nz/api/insurer/aia/summary.md>
- AIA Private Health facts: <https://healthinsurancecomparison.co.nz/api/product/aia/private-health/facts.json>
- AIA Private Health full wording: <https://healthinsurancecomparison.co.nz/api/product/aia/private-health/wording.md>
- AIA Real Health facts: <https://healthinsurancecomparison.co.nz/api/product/aia/real-health/facts.json>
- AIA Real Health full wording: <https://healthinsurancecomparison.co.nz/api/product/aia/real-health/wording.md>

## Verify

- HTML review: <https://healthinsurancecomparison.co.nz/reviews/aia/>
- RBNZ Financial Strength Register: <https://bankregister.rbnz.govt.nz/>

*HealthInsuranceComparison.co.nz mirrors publicly disclosed policy facts extracted from insurer wordings. We are not a Financial Advice Provider; this content is information only, not personal financial advice.*

*Generated: 2026-05-26*