# nib — NZ health insurance

**Legal entity:** nib nz limited
**Website:** <https://www.nib.co.nz>
**RBNZ financial strength rating:** A (S&P, Strong, Stable — upgraded Feb 2024)

nib is a New Zealand private health insurance provider. Premiums are individually quote-based — this page mirrors the publicly disclosed policy facts only.

## Active products

### Easy Health

- **Wording version:** 2019-12-19
- **Source wording PDF:** <https://www.nib.co.nz/Documents/Document/EasyHealthBrochure.pdf>

### Ultimate Health

- **Wording version:** 2019-12-19
- **Source wording PDF:** <https://www.nib.co.nz/Documents/Document/UltimateHealthBrochure.pdf>

### Ultimate Health Max

- **Wording version:** 2018-12-23
- **Source wording PDF:** <https://www.nib.co.nz/Documents/Document/UltimateHealthMaxPolicyDocument20170701.pdf>

## Machine-readable endpoints

- Insurer facts: <https://healthinsurancecomparison.co.nz/api/insurer/nib/facts.json>
- Insurer summary: <https://healthinsurancecomparison.co.nz/api/insurer/nib/summary.md>
- Easy Health facts: <https://healthinsurancecomparison.co.nz/api/product/nib/easy-health/facts.json>
- Easy Health full wording: <https://healthinsurancecomparison.co.nz/api/product/nib/easy-health/wording.md>
- Ultimate Health facts: <https://healthinsurancecomparison.co.nz/api/product/nib/ultimate-health/facts.json>
- Ultimate Health full wording: <https://healthinsurancecomparison.co.nz/api/product/nib/ultimate-health/wording.md>
- Ultimate Health Max facts: <https://healthinsurancecomparison.co.nz/api/product/nib/ultimate-health-max/facts.json>
- Ultimate Health Max full wording: <https://healthinsurancecomparison.co.nz/api/product/nib/ultimate-health-max/wording.md>

## Verify

- HTML review: <https://healthinsurancecomparison.co.nz/reviews/nib/>
- RBNZ Financial Strength Register: <https://bankregister.rbnz.govt.nz/>

*HealthInsuranceComparison.co.nz mirrors publicly disclosed policy facts extracted from insurer wordings. We are not a Financial Advice Provider; this content is information only, not personal financial advice.*

*Generated: 2026-05-29*