Cheapest Health Insurance NZ 2025
Compare affordable health insurance plans from just $25/month. Save up to 40% with our exclusive deals.
Plans from $25/month
Save up to 40%
Most Affordable Health Insurance Plans NZ
Compare the lowest-cost health insurance options from trusted NZ providers
Accuro Health
Basic Cover
$25/month
Cheapest rate shown
- $5,000 cover amount
- No medical tests
- Accident cover included
- Online application
nib Health
Starter Plan
$29/month
Cheapest rate shown
- $7,500 cover amount
- Pre-existing conditions covered
- Mental health support
- 24/7 helpline
Partners Life
Essential Health
$32/month
Cheapest rate shown
- $10,000 cover amount
- Family discounts available
- Direct claim payments
- No waiting periods
How to Find Cheap Health Insurance in New Zealand
Expert tips to reduce your health insurance costs without compromising on cover
Compare Multiple Providers
Don't settle for the first quote. Health insurance prices can vary by up to 40% between providers for similar cover.
- • Get quotes from at least 3-4 providers
- • Compare cover amounts and benefits
- • Look for special promotions and discounts
Choose the Right Cover Level
Higher cover amounts cost more. Consider your financial situation and health needs when choosing cover.
- • $5,000-$10,000: Basic protection
- • $10,000-$25,000: Moderate cover
- • $25,000+: Comprehensive protection
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