Partners Life Health Insurance Review
Comprehensive review of Partners Life's innovative insurance solutions
About Partners Life
89%claims payout rate
Partners Life began as a New Zealand start-up around a decade ago and has grown to become one of New Zealand's most trusted health, life, and business insurance providers. They pay out around 89% of claims each year and offer tailored insurance solutions including Private Medical Cover with Specialists and Tests options.
Plan Features
- Quick access to private medical sector
- Choice of treatment providers
- 89% claims payout rate
- Tailored coverage options
- Hospital Cash Cover available
Pricing & Value
Pricing: Contact for quote (18% increase April 2026)
Comprehensive health insurance providing quick access to private medical treatment with tailored coverage options.
Great Value For:
- • Those seeking tailored coverage
- • People wanting quick private treatment access
- • Customers prioritizing choice of providers
Coverage Details
Private Medical Cover
- • Quick access to private medical sector
- • Choice of treatment providers
- • Specialists and Tests option available
- • Coverage in NZ and Australia (worldwide with limitations)
Hospital Cash Cover
- • Cash benefit for hospital admission 3+ nights
- • Private or public hospital coverage
- • Hospice care included
- • Stand-alone or add-on option
Additional Products
- • Specific Condition Cover
- • Trauma Cover (separate product)
- • Income Cover (separate product)
- • Mix and match policy options
Pros & Cons
Pros
- Innovative policy features
- Excellent trauma coverage
- Digital-first approach
- Competitive pricing
Cons
- Smaller provider network
- Limited physical branches
- Complex policy terms
Customer Reviews
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Contact Partners Life
Phone
0800 14 54 33
info@partnerslife.co.nz
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