Health Insurance for Students
Affordable health insurance plans designed specifically for New Zealand students. Compare prices, find discounts, and get covered from just $25/month.
✓ Student discounts available ✓ University-approved plans ✓ No obligation quotes
Why Students Need Health Insurance
University life brings new challenges and risks. Stay protected with affordable health insurance tailored for students.
Sports Injuries
University sports and activities increase injury risk. Get covered for physiotherapy, x-rays, and specialist treatment.
Mental Health Support
University stress can impact mental health. Access counselling and psychology services when you need them.
Emergency Treatment
Accidents happen. Avoid expensive emergency room bills and get private treatment when you need it most.
Best Health Insurance for Students
Compare student-friendly health insurance providers and find the perfect plan for your needs and budget.
nib Health Insurance
Student Benefits:
- ✓ 15% student discount available
- ✓ Mental health coverage included
- ✓ Sports injury coverage
- ✓ Online GP consultations
Key Features:
- • Easy online application
- • Mobile app for claims
- • No annual limits on basics
- • Fast approval process
Southern Cross
Student Benefits:
- ✓ University-approved plans
- ✓ Largest provider network
- ✓ Student wellness programs
- ✓ 24/7 health helpline
Key Features:
- • Fastest claims processing
- • No excess for under 25s
- • Comprehensive coverage
- • Student support team
University Health Insurance Requirements
Some universities and programs require health insurance. Check your institution's requirements.
International Students
- Most universities require comprehensive cover
- Student visa may require insurance proof
- Cover must last full study period
Medical Programs
- Medical and nursing students often need insurance
- Clinical placements may require coverage
- Professional indemnity often included
Sports Scholarships
- Sports scholarship recipients need coverage
- Enhanced sports injury coverage required
- Physiotherapy coverage essential
How Students Can Save Money
Smart strategies to reduce your health insurance costs while studying.
Student Discounts
Up to 15% off with valid student ID
Group Plans
Join with flatmates for better rates
Higher Excess
Choose higher excess for lower premiums
Basic Cover
Start with hospital-only coverage
Ready to Find Your Perfect Student Health Insurance?
Compare plans from all major providers and find the best coverage for your student budget.
✓ Instant quotes ✓ Student discounts ✓ University-approved plans ✓ No obligation