Health insurance · New Zealand · 2026
Compare health insurance plans from every major NZ insurer
Side-by-side comparisons of policy wordings, premiums, and benefits from Southern Cross, nib, AIA, Partners Life, Accuro, UniMed and more.
FMA-licensed adviser · FSP711891 · No fee to you
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NZ health insurers at a glance
- NZ's largest health insurer
- Wellbeing One & Wellbeing Starter plans
- Comprehensive provider network
- AIA Vitality wellness program
- Health + Life insurance bundles
- Rewards for healthy living
- Specialises in over-50s cover
- No medical tests for some plans
- Guaranteed acceptance options
- AA member discounts available
- Range of health insurance options
- NZ owned and operated
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Common questions about NZ health insurance
What is health insurance?
How much does health insurance cost in New Zealand?
What's the difference between health insurance and life insurance?
What happens if I stop paying my premiums?
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Read articleClient reviews
"Nevil has been great and really helped me understand the options I had out there across the insurance market as I was a complete novice. You can tell he is really passionate about what he does and about giving back."
"Nev is a very thorough, hard worker. He is kind, friendly, and extremely approachable. I feel safe working with Nev, and confident he is taking my best interests as a priority."
"Have been with Evolve for 5 years now to look after all of our insurance needs. Nevil is amazing to deal with and has helped ensure that we have coverage tailored to our needs."
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FMA-licensed adviser · FSP711891 · No fee to you