AA Health Insurance Review
Comprehensive review of AA's trusted health insurance coverage
About AA Insurance
AA Insurance is one of New Zealand's most trusted insurance providers, backed by the AA brand with over 100 years of experience serving Kiwis. They offer comprehensive health insurance with flexible coverage options, competitive premiums, and special member discounts. AA Insurance maintains an AA+ (Very Strong) financial strength rating from S&P Global Ratings.
Financial Strength
AA+ (Very Strong) S&P Rating
Financially Strong
Key Features & Benefits
Comprehensive Coverage
Full surgical and hospital treatment coverage with choice of public or private hospitals across New Zealand.
AA Member Discounts
Special premium discounts available for AA Members, making quality health insurance more affordable.
Cancer Treatment
Comprehensive cancer treatment coverage including chemotherapy, radiation therapy, and specialist care.
Flexible Options
Choose from various excess levels and coverage options to match your budget and healthcare needs.
What's Covered
Hospital & Surgical Treatment
Coverage for surgery, hospital stays, and related medical expenses in public or private facilities.
Specialist Consultations
Access to specialist doctors and consultations for diagnosis and treatment planning.
Diagnostic Tests
Coverage for necessary diagnostic imaging and laboratory tests prescribed by specialists.
Cancer Treatment
Comprehensive coverage for cancer-related treatments including surgery, chemotherapy, and radiation.
Prescription Medicines
Coverage for medicines prescribed during hospital treatment and specialist care.
Pros & Cons
Pros
- ✓Trusted AA brand with strong financial backing
- ✓AA Member discounts on premiums
- ✓Comprehensive hospital and surgical coverage
- ✓Flexible coverage options and excess levels
- ✓Excellent customer service reputation
Cons
- ✗Premiums may increase with age
- ✗Waiting periods apply for some conditions
- ✗Pre-existing conditions may have exclusions
- ✗Best value requires AA Membership
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Contact AA Insurance
Phone
0800 500 231
Mon-Fri: 8am-8pm, Sat: 8am-6pm