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Easy Health — wording change history

nib

9 versions ingested · 8 diffs computed. Source: nib published policy wording PDFs.

What changed

  1. 2026-05-18 · v2019-01-28 → v2019-12-19

    The policy document was substantially reorganised with new introductory sections added and content restructured across 259 sections, resulting in a net increase of approximately 25,800 characters. Members will encounter a reorganised policy layout with new explanatory sections on family cover, pre-existing conditions, and application processes positioned earlier in the document.

    benefit addedexclusion changepre existing changewaiting period changefee changepharmac change +25863 chars · −59323 chars · 259 sections affected
  2. 2026-05-18 · v2018-12-23 → v2019-01-28

    The policy document added introductory sections covering insurance principles, privacy, disclosure duties, and document structure, increasing total content by approximately 33,000 net characters. Members will encounter additional foundational information about their contract terms and obligations before accessing coverage details.

    fee changepharmac changeexclusion changepre existing changebenefit addedwaiting period change +59323 chars · −25958 chars · 251 sections affected
  3. 2026-05-18 · v2018-01-21 → v2018-12-23

    The policy document was substantially reorganized with 249 sections rewritten, including new sections on family protection, cover options, and pre-existing condition definitions. Members will encounter clearer explanations of eligibility, coverage limitations in the first three years, and payment options when reviewing their policy terms.

    benefit addedpre existing changewaiting period changefee changeexclusion changepharmac change +25794 chars · −59031 chars · 249 sections affected
  4. 2026-05-18 · v2018-01-13 → v2018-01-21

    The policy document added foundational sections covering introduction, financial statements, privacy, disclosure duties, contract terms, and definitions that were previously absent or located elsewhere. Members now have explicit written information about their disclosure obligations, privacy protections, and the contractual nature of their insurance at the start of the policy document.

    fee changepharmac changeexclusion changepre existing changebenefit addedwaiting period change +59165 chars · −18056 chars · 281 sections affected
  5. 2026-05-18 · v2015-04-26 → v2018-01-13

    The policy document was restructured with 283 sections reorganized, adding 18,056 characters of new content while removing 58,299 characters, including new sections on tailoring cover, family additions, and pre-existing conditions. Members will encounter a reorganized policy layout with clearer sections on coverage options, application processes, and network details, though the underlying cover terms remain from the same version date.

    benefit addedwaiting period changepre existing changefee changepharmac changeexclusion change +18056 chars · −58299 chars · 283 sections affected
  6. 2026-05-18 · v2015-01-13 → v2015-04-26

    The policy wording was reformatted with minor text adjustments, including removal of "less any excess" from one benefit maximum and correction of heading hierarchy levels. Members will experience no change to their coverage or benefits, as the modifications are purely structural and formatting-related.

    exclusion changepre existing changewaiting period change +84 chars · −92 chars · 7 sections affected
  7. 2026-05-18 · v2015-01-13 → v2015-01-13

    The policy document added foundational sections covering introduction, code of practice, privacy, disclosure duties, and contract terms, expanding the wording by approximately 40,500 net characters. Members will now have explicit information about their privacy rights, disclosure obligations, and the contractual framework governing their coverage before the detailed policy terms.

    pharmac changeexclusion changepre existing changebenefit addedfee changewaiting period change +58323 chars · −17851 chars · 237 sections affected
  8. 2026-05-18 · v2024-09-20 → v2015-01-13

    The policy document was reorganized with new introductory sections added and content redistributed across 195 sections, resulting in a net increase of 16,815 characters. Members will encounter restructured policy information with new summary sections at the beginning covering eligibility, customization options, and exclusions.

    fee changeexclusion changebenefit addedpre existing changewaiting period changepharmac changemental health change +16815 chars · −31301 chars · 195 sections affected

All ingested wording versions

Date ingested Version Pages SHA256 Source
2026-05-18 2019-12-19 a023f8ae7053… PDF →
2026-05-18 2019-01-28 20c3a998beab… PDF →
2026-05-18 2018-12-23 a08cf887f721… PDF →
2026-05-18 2018-01-21 fb1ddecde36a… PDF →
2026-05-18 2018-01-13 b9db96eb00ad… PDF →
2026-05-18 2015-04-26 d4843b041975… PDF →
2026-05-18 2015-01-13 d498f7e2cbda… PDF →
2026-05-18 2015-01-13 6a99b232d665… PDF →
2026-05-16 2024-09-20 a5e1d5fcf45f… PDF →

Diffs are computed mechanically by splitting each markdown wording into sections (H2/H3 boundaries) and identifying added, removed, or changed sections. Plain-English summaries are generated by Claude Haiku and are factual descriptions of what changed — not financial advice.

See the cross-insurer feed at /changes/, or the machine-readable history at /api/product/nib/easy-health/history.json .

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