Maternity waiting periods — NZ health insurance
Most NZ health insurance plans cover pregnancy-related complications (not routine antenatal/delivery — that's the public system) and impose a 12-month stand-down before claims are accepted.
Ranked shortest → longest
| Product | Insurer | Maternity | Source |
|---|---|---|---|
| UltraCare | Southern Cross | 1 year | Current · PDF ↗ |
| Wellbeing Two | Southern Cross | 1 year | Current · PDF ↗ |
21 products where this waiting period is not on file
- Easy Health (nib) — see source wording
- AA Health Everyday Cover (AA Health) — see source wording
- Health Positive (UniMed) — see source wording
- Hospital Select (UniMed) — see source wording
- KidSmart (Accuro) — see source wording
- KiwiCare (Southern Cross) — see source wording
- ParentStay (UniMed) — see source wording
- AIA Private Health (AIA) — see source wording
- AA Private Hospital Cover (AA Health) — see source wording
- AA Private Hospital + Specialist Cover (AA Health) — see source wording
- RegularCare (Southern Cross) — see source wording
- SmartCare (Accuro) — see source wording
- SmartCare+ (Accuro) — see source wording
- SmartStay (Accuro) — see source wording
- StaffCare (Accuro) — see source wording
- StaffCare+ (Accuro) — see source wording
- Ultimate Health (nib) — see source wording
- Ultimate Health Max (nib) — see source wording
- UniCare Advantage (UniMed) — see source wording
- Wellbeing Modules (Southern Cross) — see source wording
- Wellbeing One (Southern Cross) — see source wording